Financial Planning Services | Pinnacle Wealth Vermont

01. About Us

We are an independent financial planning firm located in Vermont, serving clients throughout the United States. We have been providing wealth management and comprehensive financial planning for physicians and busy professionals for more than 40 years.

02. Our Philosophy

As a firm, we believe that in order to make a proper recommendation for our clients, we first need to develop a comprehensive financial plan. In most cases, we do not charge for this process because our experience has shown that thoughtful planning leads to better outcomes—and we don’t want up-front costs to be a barrier.

However, in situations where the planning is particularly complex or time-intensive, or when it’s uncertain whether we’ll be compensated through other means (such as investment management), we may charge a planning fee. We’ll always be transparent about this in advance and will only recommend it when we believe it’s the best path forward.

03. Our Process

A strong planning process is the best way to create a more financially secure plan. It is crucial to create a financial plan that seeks to protect your needs now, and that plans for the future, in a tax efficient manner.

Our Services

Insurance Planning

Insurance planning is the foundation for any sound financial plan. Understanding the importance of life, disability, or long-term care insurance should not be overlooked. While most of our clients have some group coverage, it usually falls short of accomplishing financial goals, so supplementing group policies with individual policies should be explored.

Asset Management

You work hard to earn every dollar, and we want to ensure that every dollar grows, and that your investments are there when you need them. We work to ensure that our investment approach aligns with your short, intermediate, and long-term financial goals.

Financial Planning

Whether it’s buying a second home, funding your children or grandchildren’s education, or planning for and transitioning into a stress-free retirement, a financial plan is considered vital in working towards your goals. A thorough and effective plan goes beyond the realm of saving, budgeting, and investing. It also considers other elements of your financial picture, including insurance planning, tax planning, retirement planning, estate planning, and much more.

Retirement Planning

Retirement planning doesn’t start at retirement; it starts well before. We take a long-term view of the decisions you're making today to help make sure they align with your future goals.

Estate Planning

Having an estate plan is paramount in ensuring your estate is handled according to your wishes. Together with your estate planning attorney, we can assist in drafting documents and reviewing your situation so your estate benefits the people and charities you care about most.